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Plain-language guides to ABLE accounts, disability benefits, Special Needs Trusts, and everyday money management — for people with disabilities and the families who love them.

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ABLE accounts

What Is an ABLE Account? A Plain-Language Guide

An ABLE account lets people with disabilities save and invest money without losing SSI or Medicaid eligibility. Here's how they work, who qualifies, and how to open one.

Updated April 2026

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I started One Less Thing because my sibling has an intellectual disability — and I've seen firsthand how confusing, fragmented, and anxiety-inducing the financial side of disability can be.

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