Plain-language guides to ABLE accounts, disability benefits, Special Needs Trusts, and everyday money management — for people with disabilities and the families who love them.
Save money without losing your benefits. Everything you need to know about ABLE accounts.
Benefits navigationSSI, SSDI, Medicaid, and the benefit cliff — explained in plain language.
Planning toolsSpecial Needs Trusts, letters of intent, and long-term financial planning for families.
Everyday moneyBudgeting, banking, and building financial stability on a fixed or variable income.
A Special Needs Trust lets a person with a disability hold assets without losing SSI or Medicaid eligibility. Here's what an SNT is, the different types, how money can be spent, and when you actually need one.
ABLE accounts and Special Needs Trusts both protect benefits eligibility while allowing savings — but they work very differently. Here's how to tell which one fits your situation, and when you might need both.
SSI and SSDI are both Social Security programs that provide income to people with disabilities — but they work very differently. One is based on financial need, the other on work history. Here's how to tell which one you have (or might qualify for).